Wishing You All a Great New Year 2025
THINGS ARE NEVER AS BLEAK AS THEY COULD BE, AND THE OUTLOOK IS RARELY, IF EVER AS BAD AS IT MIGHT FEEL IN THE MOMENT.
May this new year bring you fair winds and safe harbors!
— Phil Friedman, FYBBO Editor and Publisher
And remember — When the going gets tough, the Tough … go boating. — PLF
